TAKE THE PLEDGE
Give your teen a financial head start
preparation beats repair
If you're not a specialist in this area and want better for your children, this is your chance
Expert money skills and mentoring from us, minimal involvement from you, real progress for them
We support parents who prioritise their child's future, empowering young people with the skills and confidence needed to create stable financial futures
Educate · Empower · Enable
Why Pledge?
We know you're time-poor and pulled in every direction and want the very best for your kids, now and into their future.
We bring the financial know-how, structure, and mentorship your teen needs; co-create a practical action plan with them; keep you informed (not overloaded); and deliver measurable progress safely and professionally. This ensures their financial future avoids the mistakes many of us have had to face.
Knowing how stressful money worries can be, our children deserve the help to do well with theirs and before they start earning is the perfect time to start.
Courses and workshops meet young people (secondary-school age upwards) where they are and help them progress through their money journeys with less pressure and more preparation.
Beyond a novelty, these programmes are designed to help teens build a stable future.
This pledge helps your child practise simple, confidence-building money habits before the first payslip. Providing them with the confidence and clarity to make informed decisions that enhance their chances of creating financial stability.
People who do well with money aren’t lucky; they train for it: habits, language, simple plans followed consistently.
Results from our programme: 98% would recommend · 86% more committed to saving (Surveyed cohorts, 2023–24.)
How it Works
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Sign the pledge — Add your name, child’s school, year group, and borough.
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Demonstrate Demand: We use this growing list to show schools and stakeholders the strong local demand for this essential financial education delivered by specialists.
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Activate at 22 families — When 22 parents in a year group of your school sign (one typical secondary class), we’ll contact the school and request to schedule a delivery.
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Starter Kit arrives — You’ll receive our Parent Guide, Savings Challenge Game, and access to our quarterly 30-minute Money Meeting Check-In (opt-in).
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Stay on track (no extra admin) - Optional nudges + integrated Q&A inside the Money Meeting Check-In, plus access to our Mindful Money Map.
The Parent Pledge
"Starting today, I pledge to support my child to build knowledge, understanding, confidence and habits with money.
By signing, I give permission for my child to take part in Financial Harmony’s age-appropriate financial education and I agree to support the habit-building work at home. (Financial education at secondary helps young people manage day-to-day money and plan for future needs.)"
TAKE THE PLEDGE
By Signing...
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Secure real financial education for my child every school year from Year 7–11 (ages ~11–16)—through school lessons, accredited courses, or community workshops that cover budgeting, saving, banking, credit, risks, consumer rights, and online money safety. UK secondary citizenship already includes money management aims, but provision varies; You are ensuring your child gets quality teaching. GOV.UK Assets+2GOV.UK+2
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Start early—before the first payslip. Research shows many foundational money habits begin forming in childhood, so earlier learning and practice makes a difference. Also practice and preparation is critical to building and creating stability and wealth. MaPS+1
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Offer hands-on practice. Part of our framework includes simulating the creation of a spending plan (an enhances budget) they can actually try. Teens with stronger financial literacy are more likely to save and compare prices. OECD
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Model healthy behaviours. We'll share age-appropriate decisions (why we compare deals, avoid impulse buys, plan for emergencies) and invite questions. We'll have open discussions about earning, spending, saving, giving and planning; setting simple goals; and review together.
What you'll receive
(Activation Pack)
Parent Guide Steps to Savings & Language
Mindset-shaping words for money talk at home because how we speak about money helps wire habits, and this can start from as early as around age 7. Quick scripts, “say this / try this” swaps, prompts for everyday moments.
Financial Fitness Challenge (Savings Challenge Game)
Turn saving into money reps. Choose a tier (e.g., £100–£1,000/year), follow weekly prompts, and track progress with a fun Money Box + tracker (optional purchase). Builds the saving habit and steps into wealth-building over time.
Money Meeting Check-In (sign-up)
A 30-minute quarterly check-in with integrated Q&A to keep momentum without extra admin. Judgment-free script, one tiny action before the next check-in.
Language & mindset (finance-fit tips)
Take control, set the tone: “I’m practicing spend-then-save,” not “I’m terrible with money.”
FAQs
What am I pledging?
To support your child for at least 12 months using simple, prevention-first routines, starting now.
Do we need a bank account?
No, any amount saved counts (jar, family pot, or account).
What happens at 22 families?
We connect with your child’s school to offer delivery of session, send your Starter Kit, and invite you to the quarterly Money Meeting Check-In.
Why 22?
It mirrors a typical secondary class size, so schools understand the demand and know we’re here to also offer support.
Is my information safe?
Yes, parent-led comms, age-appropriate settings, GDPR-aligned, recordings off by default.
Can schools or clubs help?
Yes, share the pledge link or sponsor places. Same premium experience for every learner.
Why secondary school?
Citizenship at Key Stages 3–4 includes financial education aims, but delivery is inconsistent; a parent-led commitment ensures your child gets the essentials throughout secondary school.
Is it really better to start before they earn?
Yes, many core habits (self-control, planning, saving) begin forming in childhood; starting before the first job gives teens practice without high stakes.
Does financial literacy actually change behaviour?
OECD PISA 2022 links higher student financial literacy with behaviours like saving and comparing prices, exactly what we want teens to do.
In Practice (simple wins)
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Weekly save-first plan (any amount)
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Quarterly Money Meeting Check-In (30 minutes)
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Compare fees; use credit safely only when it helps
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Track, share and celebrate wins (from avoiding temptation to growing your savings)
